As a pet boarding company, we've come to know a lot of breeds of dogs pretty well. We've met some terrifying toy breeds who we wouldn't let within a mile of a small child, and we've met pit bulls who are utter babies. But that doesn't mean your insurance company cares. If you own one of these "risky" breeds, you might face some big headaches when it comes to homeowner's or renter's insurance.
These days, companies are pickier than ever about which breeds they'll insure. The reason: they don't want to deal with a potential lawsuit if someone gets bitten or hurt by your dog while they're in your home.